We stress the importance of buying travel insurance, and you should not buy it from the cruise line or tour company you are dealing with. If they should go bankrupt, you have lost your insurance. This might sound unlikely, but we did have 21 companies declare bankruptcy the same day so it does happen. Use a third-party company.
Your cruise holiday is a voyage of a lifetime and we can help you protect your valuable investment.
For all of the cruises I have been on with my family, We have always taken travel insurance. It is relatively inexpensive and gives peace of mind when travelling. That being said, I will also say that I have not had to use the travel insurance purchased but do know some people that had to.
One word of warning it to understand what is covered and what is not. There are different levels of policies that can be purchased and the cost depends upon what you want to have covered.